Articles by: Rick Skoog

You smashed your new car into a telephone pole and realized you forgot to buy collision insurance. No matter, the government just made it illegal to deny insurance coverage or charge higher rates to anyone regardless of a vehicle’s condition. A simple phone call to your insurance agent and that $3,000 repair bill is taken [...]

Imagine you’ve only been home from the hospital for a few weeks and you finally get the bill for your hernia repair: $6,000![1] After you catch your breath you wonder how can a four-hour trip to the hospital cost so much? Especially considering that half of your time was spent in the waiting room or [...]